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National Insurance contributions (NICs) are not just a tax but a gateway to state benefits, especially the state pension. With different types of NICs and rules surrounding their payment, it’s essential to understand how voluntary contributions can help you secure your future pension entitlements. Understanding National Insurance Contributions and the State Pension Your entitlement to
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To qualify for a full state pension, you need 35 qualifying years. You can earn these through paying National Insurance contributions or being awarded National Insurance credits. Suppose you will not have sufficient qualifying years for a full state pension when you reach state pension age. In that case, you can ‘buy’ additional qualifying years
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